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Affinity Credit Union Gold Choice Rewards MasterCard Reviews & Info

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Contact Information

  • Telephone: 1.866.863.6237
  • E-Mail: Chat box available from the Affinity website
  • Mailing Address: CUETS Financial P.O. BOX 3030 Regina, SK

The Affinity Credit Union Gold Choice Rewards MasterCard is issued by the Affinity Credit Union in partnership with CUETS. This credit card offers medical and travel insurances, concierge services and price protection in addition to a point rewards program (1x points for each $) for a $96 annual fee.

Card Information

Rewards

1x Choice Rewards points for each $ spent on eligible purchases.

Signup Bonus

5000 welcome bonus points.
3.99% promotional APR on balance transfers for the first 10 months.

Annual Fee

$120

Cash Advance APR

19.49%

Late Payment Fee

N/A

Purchases APR

19.49%

Pros and Cons

Pros

+ 1 Choice Rewards point for each $ spent on eligible purchases
+ Signup Bonus
+ 3.99% promotional AIR on balance transfers for the first 10 months

Cons

- Annual Fee
- Extra $36 for additional cardholders
- Low point rewards and only in a selection of products

4 Reviews

Affinity Credit Union Gold Choice Rewards MasterCard Overall rating: ★★★★☆ 3.7 based on 4 reviews
5 1

Could have been better

★★☆☆☆
2 5 1
β€œI applied for this card because it was praised by a friend of mine but I’m not getting all I was expecting. Plus the rewards points are very limited and redeeming them goes very slow…”

average

★★★☆☆
3 5 1
β€œIn my opinion the annual fee for this card is not justified by some average offers on travel and those few Choice Rewards (consider that it gives only 1 point for 1 dollar charged and only on eligible spending). Also the platform is very modest and sometimes I have trouble paying bills online.”

better than many others

★★★★★
5 5 1
β€œI own this card since 2013 and it never fails to amaze me. Traveling has never been more secure and purchasing is totally protected. I don’t like the website for online banking but I use it very rarely so overall this is simply better than many other cards available form the CUETS.”

Very good

★★★★★
5 5 1
β€œThe Affinity Credit Union Gold Choice Rewards MasterCard issued by the Affinity Credit Union and the CUETS is a great travel and rewards credit card. I personally like the average annual fee and the many travel advantages.”
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