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How to Apply to Affinity Credit Union Low Rate MasterCard

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The Affinity Credit Union Low Rate MasterCard features the lowest interests rates (11,99%) and the convenience of a major credit card including the MasterTrip option. Notice that this is not a Rewards based card but it has many advantages such as a low annual fee of only $30.


Before filling your online application for the Affinity Credit Union Low Rate MasterCard, make sure you meet the following criteria of eligibility:

  • Be 18 years of age or older
  • Be a permanent resident of Canada
  • Be a credit union member or visit a local credit union branch to become one
  • Be open to provide information regarding your personal data, financial situation and employment status.

How to Apply

In this step by step guide you will find more information on how to successfully complete an online application:

Step 1: Access the Affinity Credit Union webpage and read the detailed description related to this Affinity Credit Union Low Rate MasterCard. You will find the ‘CUETS website’ link on which you need to click as shown below.

Step 2: The next page which will open is the CUETS credit cards’ homepage. Here, press the ‘Apply Now’ button next to the description and the exact name of the card you want to apply for.

Step 3: In the pop up window which will appear you need to select the ‘yes’ option to confirm that you are a member of the credit union. In case you are not a member yet, you’ll need to visit a local credit union branch where you may open an account personally. Should you already be a member and selected the ‘yes’ option, provide also your credit union branch in the appropriate field and press ‘Continue.’

Step 4: Fill in the primary’s cardholder data section by entering the following information: your first, middle and last name, home address, city, province, postal code, housing status, monthly payment, years at the current address, phone number and mobile phone number.

Step 5: Complete the personal information section by introducing also your social insurance number (optional), date of birth, mother’s maiden name and email address (optional). Provide the employment information including your employment status and choose whether you’d like to add an authorized user (for this specific card this option is free of charge).

Step 6: Should you decide to make a balance transfer and/or add a Balance Protection Insurance select the appropriate boxes and introduce the required information. Finally click on ‘Continue’ to review and submit your application for evaluation.

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