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American Express Morgan Stanley Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-528-4800
  • E-Mail: No email address available
  • Mailing Address: American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537

The Morgan Stanley Credit Card issued by the American Express Bank is available to American Express clients who already own an eligible brokerage account. The card offers double membership reward points for each dollar spent on airfare, US restaurants, US department stores and car rentals as well as one reward point on other eligible purchases.

Card Information

Rewards

2x points for each dollar spent on airfare purchased directly from airlines.
2x points for each dollar spent on purchases at US restaurants.
2x points for each dollar spent on purchases at selected US department stores.
2x points for each dollar spent on car rentals purchased directly from select car rental companies.
1x points for all other eligible purchases.

Signup Bonus

10, 000 membership reward points after spending $1, 000 in purchases during the first three months.

Annual Fee

None

Cash Advance APR

+21.99% variable upon Prime Rate

Late Payment Fee

Up to $37

Purchases APR

+ 11 .9% Variable upon Prime Rate

Pros and Cons

Pros

+ No annual fee
+ Point rewards
+ Signup bonus

Cons

- High cash advance APR
- High late payment fee
- Higher point rewards only for selected products

3 Reviews

American Express Morgan Stanley Credit Card Overall rating: ★★★★☆ 4 based on 3 reviews
5 1

Great rewards

★★★★★
5 5 1
This is a great addition to my brokerage account. This card has good rewards and an amazing initial bonus. Plus, American Express finally decided to cancel the annual fee for it and this makes it a perfect primary card.

Overall a good option

★★★★☆
4 5 1
The MS credit card is nice and easy regarding its rewards and account management. The only bad side is the high interest fees on advances but besides this I really like this card.

Good card

★★★☆☆
3 5 1
The new Morgan Stanley Credit Card fits quite well my needs. I had some problems with the customer service though and for this I give it 3 stars only.
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