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American Express Platinum Business Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-519-6736
  • E-Mail: Online chat from the card’s main homepage
  • Mailing Address: American Express P.O.Box 981540 El Paso, TX 79998-1540

The American Express Platinum Business Credit Card issued by the American Express Centurion is a great choice if you are searching for a business card full of rewards and benefits. The card offers incredible discounts for airlines, travel reservations, entertainment and more to its cardholders. The card has a $450 annual fee but does not include any foreign transactional fees.

Card Information

Rewards

1X Points for each dollar you spend on eligible purchases.
1.5X Points per each dollar on qualifying purchases of $5,000 or more with the Business Platinum Card and up to 1 million additional points per year.
2X Points for each dollar of eligible purchases made when you book on the American Express Travel website.

Signup Bonus

$200 airline fee credit.

50,000 Membership Rewards points after spending $5,000 and an extra 50,000 points after an additional $10,000 spent on qualifying purchases on the Business Platinum Card within the first 3 months of Card Membership.

Annual Fee

$450

Cash Advance APR

N/A

Late Payment Fee

$38 or 2.99% of any past due Pay in Full amount, whichever is greater.

Purchases APR

All charges made on this charge card are due and payable when receiving periodic statement, so there is no fixed APR

Pros and Cons

Pros

+ Signup bonuses
+ Point rewards
+ No foreign transaction fees

Cons

- High annual fee
- High late payment fee
- Higher rewards only for selected products

3 Reviews

American Express Platinum Business Credit Card Overall rating: ★★★☆☆ 3.3 based on 3 reviews
5 1

Amazingly luxurious

★★★★★
5 5 1
I simply love it. I’ve been getting much more from traveling and hotel reservations than with whatever other business card available from other retailers. Rewards points are very abundant and I can organize them to get the best from extra services this card offers.

bad choice

★★☆☆☆
2 5 1
Me and my partner thought to purchase this card in order to manage our business travel necessities because we thought it could be a good option. It seems we didn’t consider very well all the disadvantages this card comes with including that huge yearly fee of 450 dollars which seems highly inappropriate. I’m considering changing it once and for good.

Highly expensive card

★★★☆☆
3 5 1
The Platinum card by American Express is a very expensive option for me. The rewards are also less than promised when I applied for getting this card. The only good thing is the facility of controlling everything through the online account.
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