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Bank of Hawaii Visa Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-888-799-4889
  • E-Mail: Contact form available at https://www.boh.com/apps/contactus/Form.aspx?HID=CSERV_contact-us
  • Mailing Address: Card Services, PO Box 8801, Wilmington, DE 19899-8801

The Bank of Hawaii Visa Credit Card offers its holders a point rewards system (1 point for each dollar spent on any purchases, an annual 10% year-end bonus on the points you earned and $100 worth of bonus points when you spend $1,000), as well as no APR in the first 18 billing cycles and a signup bonus of 10,000 points.

Card Information

Rewards

1 point for each dollar spent on any purchases.
$100 worth of bonus points when you spend $1,000.
Receive an annual 10% year-end bonus on the points you earned.

Signup Bonus

No introductory APR in the first 18 billing cycles.
10,000 bonus points after spending $1,000 in net purchases during the first 90 days after opening an account.

Annual Fee

None

Cash Advance APR

14.24% or 17.24% based on your creditworthiness and variable according to Prime Rate.

Late Payment Fee

Up to $25

Purchases APR

14.23% or 17.23% based on your credit worthiness.

Pros and Cons

Pros

+ No annual fee
+ No introductory APR
+ Point rewards for all purchases

Cons

- High interest rates after the introductory period
- High late payment fee
- Only 1 reward point for each dollar spent on whatever type of purchases

3 Reviews

Bank of Hawaii Visa Credit Card Overall rating: ★★★★☆ 4 based on 3 reviews
5 1

Truly great card!

★★★★★
5 5 1
β€œI don’t have anything to complain about regarding this card. Awesome rewards and bonuses, no introductory APR and a great online platform!”

Not bad but not terrific either

★★★☆☆
3 5 1
β€œThis card is quite average in my opinion, I’ve seen indeed much worse, but also definitely better, even from Bank of Hawaii.”

Clearly one of the best on the market

★★★★☆
4 5 1
β€œAlmost a perfect card, especially in the introductory period, where interest is zero and you get great bonuses. Afterwards, fees get a bit high, but not so much as with other cards.”
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