Picture of the BankAmericard Secured Credit Card front

BankAmericard Secured Credit Card Reviews & Info

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Contact Information

  • Telephone: 1.800.732.9194
  • E-Mail: No e-mail address available
  • Mailing Address: Bank of America PO Box 15019 Wilmington, DE 19886-5019

The BankAmericard Secured Credit Card is issued by Bank of America and helps customers establish, strengthen or rebuild their credit. An initial security deposit is needed when opening an account, but after 12 months, you might qualify for having the deposit returned.

Card Information

Rewards

You’ll get zero liability in case of fraudulent activities, online shopping security and overdraft protection.

Signup Bonus

None

Annual Fee

$39

Cash Advance APR

0.49% for Direct Deposit and Check Cash Advances
25.24% for Bank Cash Advances

Late Payment Fee

Up to $37

Purchases APR

20.49% variable according to the Prime Rate.

Pros and Cons

Pros

+ Credit fraud protection
+ Good for building credit
+ APR is good

Cons

- Annual fee
- No signup bonus
- No rewards

3 Reviews

BankAmericard Secured Credit Card Overall rating: ★★★☆☆ 3 based on 3 reviews
5 1

Not the best one

★★★☆☆
3 5 1
My husband convinced me to get this card, but I am not extremely satisfied, I had much better offers before, with lots of benefits. However, it’s easy to use and the taxes are not very big.

No benefits

★★☆☆☆
2 5 1
This card is not a good deal at all, it has no rewards and benefits and you also need a large initial deposit.

Like it

★★★★☆
4 5 1
Since I got this card, I keep improving my credit history and credit worthiness, it will be easier for me in the future to secure loans if needed
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