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Capital One Journey Student Rewards Credit Card Reviews & Info

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Contact Information

  • Telephone: See Details
  • E-Mail: No e-mail address available
  • Mailing Address: Capital One, P. O. Box 30279, Salt Lake City, UT 84130-0279

The Capital One Journey Student Rewards Credit Card is a fantastic option from Capital One bank offering generous cash back rewards (1% on all purchases and, if payments are made in time, 1.25%), unlimited access to your credit score and tools with the CreditWise option and the possibility to get  access to a higher credit line.

Card Information

Rewards

Earn 1% cash back rewards on all purchases and if you pay on time during a certain month you’ll get 1.25% cash back.
Unlimited access to your credit score and tools with the CreditWise option.
Get access to a higher credit line if you pay on time during the first 5 months after opening the account.

Signup Bonus

None

Annual Fee

None

Cash Advance APR

19.8% variable according to Prime Rate.

Late Payment Fee

Up to $35.

Purchases APR

20.24% variable APR.

Pros and Cons

Pros

+ Cash back rewards
+ Possibility to monitor your credit score
+ No annual fee

Cons

- Rather high interest
- No signup bonus
- High late payment fee

4 Reviews

Capital One Journey Student Rewards Credit Card Overall rating: ★★★★☆ 3.5 based on 4 reviews
5 1

So many problems...

★★☆☆☆
2 5 1
This card sounds great, but for me it wasn’t. I had many problems trying to get my cash back and although I always finally succeeded, it gave me too much of a constant hassle…

Enjoying my new card

★★★★☆
4 5 1
Besides the fact that the interest is too high, this card is great: generous cash back rewards and the unique possibility to continuously monitor my credit score.

Not so satisfied

★★★☆☆
3 5 1
I thought initially that this card is better than it actually is, I must say that I’m rather disappointed at the moment, interest seems to me a bit too high, as well as the late payment fee.

Fantastic!

★★★★★
5 5 1
Awesome option from Capitol One bank! I totally love the cash back rewards system, makes me feel I’m earning whenever I’m spending. Amazing!
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