Picture of the Capital One Journey Student Rewards Credit Card front

Capital One Journey Student Rewards Credit Card Reviews & Info

Login Secure Login Apply Application

Contact Information

  • Telephone: See Details
  • E-Mail: No e-mail address available
  • Mailing Address: Capital One, P. O. Box 30279, Salt Lake City, UT 84130-0279

The Capital One Journey Student Rewards Credit Card is a fantastic option from Capital One bank offering generous cash back rewards (1% on all purchases and, if payments are made in time, 1.25%), unlimited access to your credit score and tools with the CreditWise option and the possibility to get  access to a higher credit line.

Card Information

Rewards

Earn 1% cash back rewards on all purchases and if you pay on time during a certain month you’ll get 1.25% cash back.
Unlimited access to your credit score and tools with the CreditWise option.
Get access to a higher credit line if you pay on time during the first 5 months after opening the account.

Signup Bonus

None

Annual Fee

None

Cash Advance APR

19.8% variable according to Prime Rate.

Late Payment Fee

Up to $35.

Purchases APR

20.24% variable APR.

Pros and Cons

Pros

+ Cash back rewards
+ Possibility to monitor your credit score
+ No annual fee

Cons

- Rather high interest
- No signup bonus
- High late payment fee

4 Reviews

Capital One Journey Student Rewards Credit Card Overall rating: ★★★★☆ 3.5 based on 4 reviews
5 1

So many problems...

★★☆☆☆
2 5 1
This card sounds great, but for me it wasn’t. I had many problems trying to get my cash back and although I always finally succeeded, it gave me too much of a constant hassle…

Enjoying my new card

★★★★☆
4 5 1
Besides the fact that the interest is too high, this card is great: generous cash back rewards and the unique possibility to continuously monitor my credit score.

Not so satisfied

★★★☆☆
3 5 1
I thought initially that this card is better than it actually is, I must say that I’m rather disappointed at the moment, interest seems to me a bit too high, as well as the late payment fee.

Fantastic!

★★★★★
5 5 1
Awesome option from Capitol One bank! I totally love the cash back rewards system, makes me feel I’m earning whenever I’m spending. Amazing!
Show More Reviews
Arrow

Review Capital One Journey Student Rewards Credit Card

Name
Review Title
Rating
Review Content

Compare Capital One Journey Student Rewards Credit Card

Recently Compared With (by users)

Picture of the Princess Cruises Rewards Visa Credit Card frontPrincess Cruises Rewards Visa Credit Card Picture of the Lowe's Consumer Credit Card frontLowe’s Consumer Credit Card Picture of the Westpac Altitude Credit Card frontWestpac Altitude Credit Card Picture of the Capital One Platinum Credit Card frontCapital One Platinum Credit Card Picture of the PNC Core Visa Credit Card frontPNC Core Visa Credit Card Picture of the New York and Company Credit Card frontNew York and Company Credit Card Picture of the Discover it Student Credit Card frontDiscover it Student Credit Card Picture of the American Express Platinum Business Credit Card frontAmerican Express Platinum Business Credit Card See All Comparisons >>

Compare. Quick. Efficient.

Filed Under

Similar Credit Cards

Related Content