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Capital One Platinum Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-695-5500
  • E-Mail: abuse@capitalone.com
  • Mailing Address: Capital One Attn: General Correspondence PO Box 30285 Salt Lake City, UT 84130-0287

Capital One Platinum Credit Card has amazing reviews because of its zero annual fees, fraud protection andĀ access to CreditWise which allows you to improve your credit score. Enjoy benefits like travel protection, roadside assistance, travel accident insurance and price protection for items foundĀ cheaper at other stores.

Card Information

Rewards

Use your Credit Card to increase your Credit Line using Credit Steps after paying your first 5 monthly payments on time.

Access to fraud coverage if your card is lost or stolen.

Access to CreditWise from Capital One allowing you to monitor your credit profile.

Pick your own monthly payment date and method.

Extended warranty on items you purchase with your card.

Rental insurance and 24-hour roadside assistance.

Travel insurance and 24-hour travel assistance.

Price protection - if you purchase a product with your credit card and find the same item to be cheaper at a different store, get reimbursed for the difference.

Signup Bonus

None

Annual Fee

$0

Cash Advance APR

24.99%.

Late Payment Fee

Maximum of $35

Purchases APR

24.99%.

Pros and Cons

Pros

+ Great choice for building credit
+ No annual fee
+ Good insurance benefits

Cons

- Customer service is sometimes slow to respond
- No signup bonus
- APR is not low

2 Reviews

Capital One Platinum Credit Card Overall rating: ★★★☆☆ 3 based on 2 reviews
5 1

Best credit card

★★★★★
5 5 1
ā€œI absolutely love this card. It allows me to increase my credit score so I can get a higher credit limit and it comes with amazing protection benefits. Highly recommended.ā€

Not happy

★☆☆☆☆
1 5 1
ā€œTerrible interest rate. It is way too high and there are no cash benefits or rewards. The "rewards" they offer are worthlessā€
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