Picture of the Capital One Spark Business Classic Credit Card front

Capital One Spark Business Classic Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-867-0904
  • E-Mail: Secure email messages available upon enrollment or signing on to online banking
  • Mailing Address: Capital One Attn: General Correspondence PO Box 30285 Salt Lake City, UT 84130-0285

The Spark Classic Business Credit Card issued by Capital One group is a good choice for your new or small business. Differently from other business cards in the credit cards market, the Capital One Spark Classic Business Card does not include any annual fees and rewards you with cash back for every purchase.

Card Information

Rewards

Unlimited 1% cash back for each dollar spent on every purchase for your business.
Additional employee cards free of cost, and the possibility to earn all the rewards from their purchases.

Signup Bonus

None

Annual Fee

None

Cash Advance APR

23,24% variable based on the Prime Rate

Late Payment Fee

Up to $39

Purchases APR

23.24% variable based on the Prime Rate

2 Reviews

Capital One Spark Business Classic Credit Card Overall rating: ★★★★☆ 3.5 based on 2 reviews
5 1

Great card

★★★★★
5 5 1
This card is helping me manage a new business account easily. No annual fee and great cash back rewards system.

Not amazing

★★☆☆☆
2 5 1
Now, this is a good startup option but the purchases and balance transfer APR are quite high compared to other available cards in the market. It seems to offer nothing more than any normal personal card. I’m seriously considering to change it.
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