Picture of the Central Bank Visa Classic Credit Card front

Central Bank Visa Classic Credit Card Reviews & Info

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Contact Information

  • Telephone: (859) 253-6359 or (800) 637-6884
  • E-Mail: info@CentralBank.com
  • Mailing Address: CENTRAL BANK P.O. Box 1360 Lexington, KY 40588-1360

The Visa Classic Credit Card issued by Central Bank is a good solution in case you need a loan. For only $20 in annual fees you can get credit starting from a minimum of $1,000. This card has other benefits which include a $0 fee for ATM cash advances and balance transfers, a $5 fee for late payments, and discounts in auto rentals.

Card Information

Rewards

None

Signup Bonus

None

Annual Fee

$20

Cash Advance APR

16.50%

Late Payment Fee

Up to $5

Purchases APR

16.50%

Pros and Cons

Pros

+ No fees for ATM cash advances or balance transfers
+ Low APR for purchases and late payment fees
+ Auto rental discounts

Cons

- Annual fee
- No rewards
- No signup bonus

4 Reviews

Central Bank Visa Classic Credit Card Overall rating: ★★★★☆ 3.5 based on 4 reviews
5 1

great credit with this card

★★★★★
5 5 1
β€œDue to this amazing card I’m now able to pay my debts and enjoy the low interest. It’s a perfect loan option.”

It is a good credit card

★★★★☆
4 5 1
β€œI personally like it. It was very easy to acquire it and is helping me a lot.”

good service but high interests

★★★☆☆
3 5 1
β€œThis card is costing me a lot. In general I think the Central Bank has good online service (both for credit managing and for client support) but the interests are a bit high in my case.”

Very bad

★★☆☆☆
2 5 1
β€œThe client support is bad and the loan is very small.”
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