Picture of the CFCU Visa Classic Credit Card front

CFCU Visa Classic Credit Card Reviews & Info

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Contact Information

  • Telephone: 607-257-8500; 800-428-8340
  • E-Mail: contact.us@mycfcu.com
  • Mailing Address: 1030-1050 Craft Road, Ithaca, NY 14850-1016

The CFCU Classic Visa Credit Card is issued by the CFCU Community Credit Union, a local not-for-profit financial institution operating in the Tompkins and Cortland counties, New York State. Everyone with as little as $5,000 annual income can apply for this card and enjoy its classic visa protection services.

Card Information

Rewards

None

Signup Bonus

None

Annual Fee

$15

Cash Advance APR

14.24% or 17.24% based on your creditworthiness and variable according to Prime Rate.

Late Payment Fee

Up to $35

Purchases APR

10.90% - 16.00% based on your credit worthiness at the account opening

Pros and Cons

Pros

+ Low APR
+ Visa Benefits
+ Good Customer Service

Cons

- Annual fee
- No rewards
- No signup bonus

5 Reviews

CFCU Visa Classic Credit Card Overall rating: ★★★☆☆ 3.2 based on 5 reviews
5 1

nothing special about this card

★★☆☆☆
2 5 1
I’m not happy with their service and I don’t consider the interests to be low at all. The online banking is so complicated too… A bad choice!

very good service

★★★★★
5 5 1
What I like about my account and the card at CFCU is the fact that the client service is always there when I ask for. Plus the interests are low compared to any other option I’ve had previously.

Simply a good card

★★★★☆
4 5 1
The CFCU visa classic might not offer outstanding rewards but it helped me when I most needed a loan which I couldn’t get with other credit cards

No way!

★★☆☆☆
2 5 1
What is to cheer about regarding this card? Absolutely no rewards and an annual fee! Much better options available elsewhere

a middle-way option

★★★☆☆
3 5 1
It gives what it promises, fast approval of small loans which can be helpful when other banks close the door right in front of your face. For the rest, it has no rewards or any bonuses so for me is a secondary card I own and I don’t use it for any payments
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