Picture of the Citi Secured Mastercard front

Citi Secured Mastercard Reviews & Info

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Contact Information

  • Telephone: 1-800-347-4934
  • E-Mail: Log in to your account to send an email.
  • Mailing Address: Citibank / Choice P.O. BOX 9001037 Louisville KY, 40290-1037

The Citi Secured Mastercard is unlike other credit cards in that it serves the purpose of building a credit history for those who have little to no credit history. This card requires a security deposit but has no annual fees. It offers no rewards.

Card Information

Rewards

No rewards, this card is used to build credit.

Signup Bonus

None

Annual Fee

None, but security deposit of at least $200 is required.

Cash Advance APR

25.49%

Late Payment Fee

Maximum $35

Purchases APR

22.24%

Pros and Cons

Pros

+ Good to build credit
+ APR is good for a secured card
+ No annual fee

Cons

- No rewards
- No signup bonus
- Security deposit required

3 Reviews

Citi Secured Mastercard Overall rating: ★★☆☆☆ 2.3 based on 3 reviews
5 1

Good for credit buildup

★★★☆☆
3 5 1
I was apprehensive about trying for this card but applied anyway. The application process was easy and the website and app are great with navigation. to navigate.

Worthless

★☆☆☆☆
1 5 1
I was denied...so that helps a lot! I thought this card was for people without a credit history!

Good card!

★★★☆☆
3 5 1
Does what its purpose is, so that's good!
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