Express Next Credit Card
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Zales Credit Card

Express Next Credit Card

Express Next Credit Card

Zales Credit Card

Zales Credit Card

Reviews

4★★★★☆(2)
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2.5★★★☆☆(2)
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About

Express Next Credit Card is issued by Comenity Bank and it offers a great point rewards system to its holders. Each d... Read more about Express Next Credit Card

Established in 1923, Zales is one of the trusted names in retail jewelry. It offers a broad range of diamond jewelrie... Read more about Express Next Credit Card

Rewards

You'll get 15 points for each dollar spent and a $10 reward for every 2500 points acquired.

If you earn more than 7500 points you will be eligible to upgrade your card to an A-List Credit Card.

You get exclusive birthday gifts too and monthly EXP Extras.

A Zales Credit Card holder enjoys the following benefits:

°Free Standard shipping (3 to 5 business days), valid only for US and US territories

°$50 off on your birthday month

°10% discount on any repair service

°Exclusive email offers with exclusive coupons and jewelry cleaning reminders

°Zero downpayment with any normal Zales promotions

°Zero interest if the balance owed is paid within 6,12, or 18 months.

°9.99% APR instead of the 29.24% if the balanced owed is paid in full within 3 years (36 months)

Signup Bonus

None

None

Annual Fee

None

None

Cash Advance APR

N/A

Annual Percentage Rate (APR) is 29.24%. This rate varies depending on the Prime Rate

Late Payment Fee

Up to $37.00

Late payment fee is up to $37 USD

Purchases APR

25.24% variable according to the Prime Rate

Purchase APR is at 29.24%

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