Union Plus Credit Card Credit Access
VS
Express Next Credit Card

Union Plus Credit Card Credit Access

Union Plus Credit Card Credit Access

Express Next Credit Card

Express Next Credit Card

Reviews

4★★★★☆(2)
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4★★★★☆(2)
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About

Union Plus credit card Credit Access is a card designed especially for the hardworking union members and their famili... Read more about Union Plus Credit Card Credit Access

Express Next Credit Card is issued by Comenity Bank and it offers a great point rewards system to its holders. Each d... Read more about Union Plus Credit Card Credit Access

Rewards

1.5 % cash back on purchases.

The cardholder is eligible for HARDSHIP GRANTS which include Disability Grants, Hospital Grants, and Strike Grants after 3 months of getting the card.

Cardholders are eligible for rebates on participating brands.

Unlimited access to a Union Staffed Advocacy Program if the card member needs an issue to be resolved with the Advocacy Plus program.

If the card is lost or stolen, the cardholder has 0% card liability.

You'll get 15 points for each dollar spent and a $10 reward for every 2500 points acquired.

If you earn more than 7500 points you will be eligible to upgrade your card to an A-List Credit Card.

You get exclusive birthday gifts too and monthly EXP Extras.

Signup Bonus

None

None

Annual Fee

$35

None

Cash Advance APR

24.24% variable APR

N/A

Late Payment Fee

Up to $35

Up to $37.00

Purchases APR

0% APR or the first 9 months, and 20.05% APR after that. This APR changes with the market Prime rate.

25.24% variable according to the Prime Rate

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