American Express Morgan Stanley Credit Card
VS
Barclaycard Ring Mastercard

American Express Morgan Stanley Credit Card

American Express Morgan Stanley Credit Card

Barclaycard Ring Mastercard

Barclaycard Ring Mastercard

Reviews

4★★★★☆(3)
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3.7★★★★☆(3)
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About

The Morgan Stanley Credit Card issued by the American Express Bank is available to American Express clients who alrea... Read more about American Express Morgan Stanley Credit Card

The Barclaycard Ring Mastercard, issued by Barclays Bank features a very low APR (8.25%) and does not include any ba... Read more about American Express Morgan Stanley Credit Card

Rewards

2x points for each dollar spent on airfare purchased directly from airlines.
2x points for each dollar spent on purchases at US restaurants.
2x points for each dollar spent on purchases at selected US department stores.
2x points for each dollar spent on car rentals purchased directly from select car rental companies.
1x points for all other eligible purchases.

Low APR of 8% variable on purchases. This card does not require any balance transfer fees, annual fees, or foreign transaction fees.

Signup Bonus

10, 000 membership reward points after spending $1, 000 in purchases during the first three months.

None

Annual Fee

None

None

Cash Advance APR

+21.99% variable upon Prime Rate

3%

Late Payment Fee

Up to $37

Up to $26

Purchases APR

+ 11 .9% Variable upon Prime Rate

8.25% variable upon the Prime Rate

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