American Express Business Gold Rewards Credit Card
VS
Discover it Chrome Student Credit Card

American Express Business Gold Rewards Credit Card

American Express Business Gold Rewards Credit Card

Discover it Chrome Student Credit Card

Discover it Chrome Student Credit Card

Reviews

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About

The American Express Business Gold Rewards Credit Card offers an exceptional reward program (up to 3x points on a cat... Read more about American Express Business Gold Rewards Credit Card

The Discover It Chrome Student Credit Card is a great option for students, offering generous cash back rewards (2% ca... Read more about American Express Business Gold Rewards Credit Card

Rewards

3 points per $1 spent on a category of your choice, 2 points per $1 spent on remaining categories, 1 point per $1 spent on all other purchases.

You’ll get 2% cash back for purchases at gas stations and restaurants and 1% cash back on all other purchases.

Signup Bonus

50,000 Membership Rewards points after spending $5,000 in qualifying purchases on the Card within the first 3 months of Card Membership.

0% introductory APR for purchases in the first 6 months after opening the account.

Annual Fee

$0 introductory annual fee for the first year, then $175

None

Cash Advance APR

N/A

25.24% variable according to Prime Rate.

Late Payment Fee

$38 or 2.99% of any past due Pay in Full amount, whichever is greater.

None for the first time you pay late and, afterwards, up to $37.

Purchases APR

All charges made on this charge card are due and payable when you receive your periodic statement, or 18.74% APR if eligible for the Pay Over Time feature (APR is subject to change).

0% in the first 6 months and between 13.24% and 22.24% afterwards.

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