Picture of the Continental Finance Matrix Credit Card front

Continental Finance Matrix Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-866-449-4514
  • E-Mail: Available after signing in.
  • Mailing Address: Matrix Card P.O. Box 8099 Newark, DE 19714-8099

The Continental Finance Matrix Credit Card is created especially for persons who have poor credit/credit history and would like to improve their standing and their credit score. On a monthly basis, Continental Finance will report the cardholders’ payment activity to the three major credit companies.

Card Information

Rewards

With this card, you have the opportunity to improve your credit score and creditworthiness.

Signup Bonus

None

Annual Fee

$125 for the first year $96 annually afterwards.

Cash Advance APR

29.99% variable according to the Prime Rate.

Late Payment Fee

Up to $38

Purchases APR

29.99% variable according to the Prime Rate.

Pros and Cons

Pros

+ Good for building credit
+ Helpful customer service
+ Easy to use online system

Cons

- No signup bonus
- Big annual fee
- No reward system

5 Reviews

Continental Finance Matrix Credit Card Overall rating: ★★★☆☆ 3.2 based on 5 reviews
5 1

Bull Shit

★☆☆☆☆
1 5 1
You call to find out why they didn't take the payment out! they state completely wrong account number and there's nothing they can do about it. They refuse to verify my routing # and account #. I tell her I can't talk I'll give her my debit card now. She refused to take my information. I told them to cancel my card. Do not apply for this card scammers​.

STARTER CARDS

★★★★★
5 5 1
I recommend this card when you're in the process of rebuilding.

Great assistance

★★★★★
5 5 1
I always had credit problems and didn’t know what to do to solve them. Now with the Matrix credit card, I get a lot of assistance and advice on how to improve my credit standing.

High fees!

★★★☆☆
3 5 1
Nice card, but the annual fees are so high! They should lower them considerably in my view

No rewards at all

★★☆☆☆
2 5 1
This credit card doesn’t offer any reward system and no benefits. You can just get what to me seems rather unnecessary advice…I’ll better get a new card with more options.
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