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First Premier Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-987-5521
  • E-Mail: N/A
  • Mailing Address: First PREMIER Bank PO Box 5524 Sioux Falls, SD 57117-5524

First Premier BankĀ is a largeĀ card-issuing American company located in South Dakota. TheĀ First Premier Bank targets consumers with really bad credit. First Premier Credit CardĀ will be the perfect choice for the people with the lowest credit scores.

Card Information

Rewards

- Simple application process;
- You can use your card everywhere MasterCardĀ® cards are accepted;
- Good credit is not required;
- Quick service. You will get an answer in 60 seconds.

Signup Bonus

N/A

Annual Fee

If your credit fee is $300, your annual fee will be $75 first year. After that $45 annually.
If your credit fee is $400, your annual fee will be $100 first year. After that $45 annually.
If your credit fee is $500, your annual fee will be $125 first year. After that $49 annually.

Cash Advance APR

36%

Late Payment Fee

Up to $37

Purchases APR

36%

Pros and Cons

Pros

+ Usable anywhere MasterCard is approved
+ Good for building credit
+ Quick & efficient service

Cons

- High APR
- No signup bonus
- Need to pay annual fee

4 Reviews

First Premier Credit Card Overall rating: ★★★☆☆ 2.5 based on 4 reviews
5 1

Very bad experience

★★☆☆☆
2 5 1
ā€œI regret buying this card without reading any reviews before. You have to pay $95 only for applying and there are a lot of different fees everywhere! Now I understand why this card is hated so much.ā€

Satisfied.

★★★★☆
4 5 1
ā€œI don't know why everyone hates this bank and this card especially. Yes, there are a lot of fees and they are really high, but it can help you even if you have bad credit score. Of course, you have to pay for everything. And they don't hide the fees, you should better be more attentive before applying, they have all the information on their web site.ā€

Too much fees

★★★☆☆
3 5 1
ā€œGood for people with bad credit, but fees are the way too high.ā€

Hidden fees

★☆☆☆☆
1 5 1
ā€œIf you read it, DON'T ever purchase this card! A lot of hidden fees and charges, it doesn't worth the money.ā€
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