Picture of the Lowe’s Business Rewards Credit Card front

Lowe’s Business Rewards Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-528-4800
  • E-Mail: Email form available after login
  • Mailing Address: American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537

The Lowe’s Business Rewards Credit Card issued by the American Express Bank is a point rewards card. As a cardholder you can earn points at U.S. restaurants (3x for each dollar spent), Lowe’s stores (2x for each dollar) and other purchases (1x for each dollar). Plus, the card has no annual fee.

Card Information

Rewards

3X points at restaurants and office supply stores in the US, and on wireless telephone services purchased directly from US service providers.
2X Points at Lowe's stores and Lowes.com.
1X Points on other eligible purchases.
Points can be redeemed for gift cards (Lowe’s Gift Cards, American Express Gift Cards, Gas Rewards Cards, and Outdoor Rewards Cards).

Signup Bonus

None

Annual Fee

None

Cash Advance APR

25.74% variable upon the Prime Rate

Late Payment Fee

Up to $38

Purchases APR

13.74%, 15.74% or 18.74% based on your creditworthiness at the account opening and variable upon the Prime Rate

Pros and Cons

Pros

+ No annual fee
+ Good point rewards system
+ Low APR for purchases

Cons

- No signup bonus
- High late payment fee
- Points rewards only for selected products

3 Reviews

Lowe's Business Rewards Credit Card Overall rating: ★★★★☆ 4 based on 3 reviews
5 1

not great

★★★☆☆
3 5 1
I’ve been having this card for a few months now and I find it not the best option. You need to really make a lot of purchases to get some very small gifts. I would not recommend it to my friends.

My favourite!

★★★★★
5 5 1
I really like this card! It gives many saving options and nice rewards.

A really good credit card

★★★★☆
4 5 1
In my opinion this is the best card in the business credit cards category. It has a $0 annual fee, quite low interests in general and many rewards which can be exchanged for great gift cards. Really like it!!
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