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Plenti American Express Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-528-4800
  • E-Mail: Live chat available after signing in
  • Mailing Address: P.O.Box 981540 El Paso, TX 79998-1540

The Plenti American Express Credit Card is issued by American Express and offers its holders a generous point rewards system (3X at supermarkets, 2X at restaurants and 1X for other purchases) and great signup bonuses, including 5,000 points and no interest rate in the first year after opening an account.

Card Information

Rewards

3X points at U.S. supermarkets, 2X points at U.S. restaurants and 1X points for all other purchases.

Signup Bonus

5,000 points after spending $250 in the first 3 months after opening an account.
0% introductory APR in the first 12 months after opening an account.

Annual Fee

None

Cash Advance APR

25.49%

Late Payment Fee

Up to $38

Purchases APR

15.24% to 25.24%, based on your creditworthiness

Pros and Cons

Pros

+ 5000 points signup bonus
+ No introductory APR
+ No annual fee

Cons

- High interest after the 1st year
- High late payment fee
- Higher number of point rewards only for selected items

4 Reviews

Plenti American Express Credit Card Overall rating: ★★★★☆ 3.5 based on 4 reviews
5 1

Best from Amex!

★★★★★
5 5 1
β€œI tried various AMEX card in my past and I can confidently say that this is my favorite – best rewards and signup bonuses. Great job!”

Non such a great rewards system

★★★☆☆
3 5 1
β€œNot a bad card overall, but I think the point rewards system could have been much better than it currently is.”

Terrible...

★★☆☆☆
2 5 1
β€œYea, it looks great when you read the offer, but I had many problems with it since I got it 2 years ago and I recently decided to change it.”

Good card from American Express

★★★★☆
4 5 1
β€œThis is one of the best cards I’ve had in years, offering many benefits to its holders. I’d just wish the interest rates were a bit lower after the introductory interest-free period…”
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