Picture of the Spirit Airlines MasterCard Credit Card front

Spirit Airlines MasterCard Credit Card Reviews & Info

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Contact Information

  • Telephone: 1.800.932.2775
  • E-Mail: Online chat available after Sign-In from the Bank of America website
  • Mailing Address: Bank of America PO Box 25118 Tampa, FL 33622-5118

The Spirit Airlines MasterCard issued by the Bank of America offers double miles rewards for each $1 spent on everyday purchases and a 5,000 miles signup bonus. Furthermore, the card has a $0 fee in the first year, which later on rises to $59.

Card Information

Rewards

2x miles for each $1 spent on everyday purchases.
5,000 anniversary bonus Free Spirit miles when you spend at least $10,000 in purchases annually.

Signup Bonus

15,000 bonus miles after your first purchase–enough for up to 3 roundtrip off-peak award tickets with taxes and fees from $11.20 per award.
Introductory annual fee of $0 for the first year.

Annual Fee

$0 Intro Fee for the first year; afterwards $59

Cash Advance APR

16.49% to 25.49% based on your creditworthiness and variable upon the Prime Rate.

Late Payment Fee

29.99%

Purchases APR

13.49% to 23.49% based on your creditworthiness and variable upon the Prime Rate.

Pros and Cons

Pros

+ Double miles for each dollar spent on everyday purchases
+ $0 Intro fee for the first year
+ Signup bonus

Cons

- $59 Annual Fee after the introductory period
- High late payment fee
- Few rewards

5 Reviews

Spirit Airlines MasterCard Credit Card Overall rating: ★★★★☆ 3.6 based on 5 reviews
5 1

this is a very good card

★★★★☆
4 5 1
I’m quite good with it. The client service though needs some improvement.

an average option

★★★☆☆
3 5 1
Not one of the best cards available on market. I use it only because of the MasterCard’s facilities.

unhappy with it

★★☆☆☆
2 5 1
In my opinion this mastercard has nothing special. Yes, it provides miles for each purchase made with it but the redemption is very modest. In addition they ask for a ridiculously high annual fee and some other high rates (late payment included)…

better than many others

★★★★☆
4 5 1
What I like about this card is the many rewards and the great bonuses you get from using it. Also I like the online banking which offers a great range of services including transfers, paying the bills etc. etc. The only bad thing is that the card has an annual fee after the intro period which could be less.

simply outstanding

★★★★★
5 5 1
I find this card amazing in all regards. It has a great rewards program and you pay nothing in annual fee for the first year. Well done Bank of America!
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