Picture of the State Farm Bank Business Visa Credit Card front

State Farm Bank Business Visa Credit Card Reviews & Info

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Contact Information

  • Telephone: Credit Cards 877-SF4-VISA (877-734-8472) Technical Issues, including help accessing your account online. 888-559-1922
  • E-Mail: banksupport@bank.statefarm.com
  • Mailing Address: State Farm Insurance One State Farm Plaza Bloomington, IL 61710

The State Farm Bank Business Visa Credit Card is created for business owners looking for a competitive annual percentage rate while earning points in the State Farm Loyalty Rewards program (points can be redeemed for merchandise, travel, and eligible State Farm products). Additionally, this card offers travel and protection benefits.

Card Information

Rewards

Earn 3 State Farm Loyalty Rewards points for every $1 spent on insurance premium payments, up to $4,000 annually.
Earn 2 points for every $1 spent on eligible travel and office supply purchases.
Earn 1 point for every $1 spent on all other purchases.
Redeem points for merchandise, travel, and eligible State Farm products.

Signup Bonus

None

Annual Fee

None

Cash Advance APR

20.99% This APR will vary with the market based on the Prime Rate.

Late Payment Fee

$15 if the New Balance is less than $500; $39 if the New Balance is $500 or greater

Purchases APR

0% introductory APR on purchases for 6 months, thereafter a variable rate of 13.99%–20.99%. This APR is based on creditworthiness and is variable with the market based on the Prime Rate

Pros and Cons

Pros

+ No annual fee
+ Low APR
+ Generous rewards program

Cons

- No signup bonus
- High late payment fee ($39) if the New Balance is $500 or greater
- Greater rewards only for selected items

3 Reviews

State Farm Bank Business Visa Credit Card Overall rating: ★★★★★ 4.6 based on 3 reviews
5 1

great for my business enterprise

★★★★★
5 5 1
This card is simply great! many benefits by using it and the costs are affordable for a business card, I really recommend it to business companies or startups.

top noch

★★★★★
5 5 1
Having the State Farm Business Visa is a great relief since it has such low costs in addition to great rewards. The best choice I've done so far! I strongly recommend it to everyone who has a business company and wants a card that costs almost nothing...

overall a good choice

★★★★☆
4 5 1
I decided to get this card because of its 0% annual fee and the other general low costs. The option besides these includes also some rewards, which, in my opinion are nice but quite limited. That said, I have nothing else to complain about it.
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