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TD Gold Elite Visa Card Reviews & Info

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Contact Information

  • Telephone: 1-800-983-8472
  • E-Mail: Email form available here: https://secure.tdcanadatrust.com/contact/wss_tdvisa/form.html
  • Mailing Address: You can locate the nearest branch here: https://www.tdcanadatrust.com/customer-service/contact-us/branch-locator/index.jsp

The TD Gold Elite Visa Card issued by the TD Canada Trust Bank Group is a rewards card offering 1% cash rebates on all net purchases charged on it. This Visa card has a $99 annual fee and requires an additional $39 for each extra authorized user (up to three).

Card Information


1% cash rebates on all purchases.

Signup Bonus

Automatic membership in the Deluxe TD Auto Club, a retail value of $79 individual or $118 per couple.

Annual Fee


Cash Advance APR


Late Payment Fee

$29.00 when the balance exceeds your Credit Limit, no fee if your balance does not exceed it.

Purchases APR


Pros and Cons


+ Cash rebates on all purchases
+ No spending rules or limits on your cash back potential
+ Signup bonus


- Annual fee
- Additional fee for other authorized users
- High Cash Advance APR

4 Reviews

TD Gold Elite Visa Card Overall rating: ★★★★☆ 4.2 based on 4 reviews
5 1

easy credit

4 5 1
The Canada Trust Bank is offering good credit up to $10,000 through this Visa Elite Credit Card. I am happy with it though I don’t like so much their online banking page.

always problems with the cash rebates

3 5 1
I don’t know how to explain the slowness of this card program when it comes to the rebates. I spend an average of 1000 dollars each month and never get my cash back in time…

very good credit and cash back

5 5 1
This card by the Canada Trust Bank is quite a nice option regardless of its high annual fee because it pays back more than that. Also the credit amount is higher compared to other cards.

one of the top notch TB Canada!

5 5 1
I applied for this card at the beginning of this year and have already been rewarded more than what I paid as an annual fee through the cash back rebate system. Simply Amazing!!!
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