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Total Visa Unsecured Credit Card Reviews & Info

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Contact Information

  • Telephone: (888) 257-1159
  • E-Mail: info@totalcardvisa.com
  • Mailing Address: Total VISA P.O. Box 89940 Sioux Falls, SD 57109

Total Visa Unsecured Credit Card is issued by Mid America Bank & Trust Company. It is designed for people with fair, poor or limited credit. Want to apply for this card? Think about it first. Make sure you read the terms and conditions before applying. This card is good only for those, who wants to rebuild their credit.

Card Information

Rewards

None.

Signup Bonus

None.

Annual Fee

$75.00 - first year;
$48.00 - after the first year;

Cash Advance APR

29.99%

Late Payment Fee

Up to $37.00; up to $15.00 for Iowa residents.

Purchases APR

29.99%

Pros and Cons

Pros

+ Good for building credit
+ Great customer support
+ Late payment fee reduced for Iowa residents

Cons

- No reward system
- No signup bonuses
- Annual fee

4 Reviews

Total Visa Unsecured Credit Card Overall rating: ★★☆☆☆ 2.2 based on 4 reviews
5 1

Too high APR

★★☆☆☆
2 5 1
APR for purchase and cash advance are really terribly high! Don't apply for this card if you want to save money.

Terrible.

★☆☆☆☆
1 5 1
You have to pay $89 only for registration!! Even if your credit score is poor- don't even think about this piece. Hidden fees.

Good .

★★★★★
5 5 1
This card helped me a lot.First I was approved for $300 credit limit, but I was trying to rebuild my credit.In 6 month my credit score was more than 600!Really happy with this card.

The worst card I've ever owned

★☆☆☆☆
1 5 1
It is terrible card, absolutely totally unsecured.Look at those fees! 29.99 Cash Advance APR, ridiculous!
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