Picture of the U.S. Pride BankAmericard Credit Card front

U.S. Pride BankAmericard Credit Card Reviews & Info

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Contact Information

  • Telephone: 1.800.932.2775
  • E-Mail: No email available. Online chat client support after signing in at Online Banking.
  • Mailing Address: Bank of America PO Box 15019 Wilmington, DE 19886-5019

The U.S. Pride BankAmericard Credit Card issued by Bank of America offers a great combination of cash back rewards (1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs and 3% on gas) and other cash back bonuses. This BankAmericard has no annual fee.

Card Information

Rewards

1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
Bank of America’s customers can get a 10% customer bonus every time they redeem their cash back into a Bank of America checking or savings account. Bank of America’s Preferred Rewards clients could increase that bonus to 25% - 75%.

Signup Bonus

$100 Online cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.

Annual Fee

None

Cash Advance APR

16.74% to 25.74%, based on your creditworthiness when you open your account, for Direct Deposit and Check Cash Advances, and 25.74% for Bank Cash Advances.

Late Payment Fee

Up to $38

Purchases APR

0% Introductory APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 13.74% to 23.74% will apply.

Pros and Cons

Pros

+ No annual fee
+ Cash back rewards
+ Cash back bonuses to Bank of America’s clients and Preferred Rewards clients

Cons

- Greater cash back rewards only on selected products
- High APR after the introductory period
- High Late Payment fee

4 Reviews

U.S. Pride BankAmericard Credit Card Overall rating: ★★★★☆ 3.5 based on 4 reviews
5 1

problems with the online bill payment

★★★★☆
4 5 1
I personally enjoy the fact that there are so many rewards. Yesterday, though, I was having problems with the online bills payment, maybe due to some system breakdown.

Be aware!

★★☆☆☆
2 5 1
This is just a standard Bank of America cash back credit card. There is not much you can gain and also it has higher interests than other cards out there on the market. I just closed my account at Bank of America due to too much waist of time and energy…

mediocre customer service

★★★☆☆
3 5 1
Nice rewards but the customer service is quite mediocre!

a good credit card

★★★★★
5 5 1
I use it for every purchase and I’m never disappointed. I also like their internet banking platform, it is so easy to manage everything with one click.
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