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Upromise Mastercard Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-307-0341
  • E-Mail: Available after logging in
  • Mailing Address: P.O. Box 8801 Wilmington, DE 19899-8801

The Upromise Mastercard Credit Card is issued by Barclaycard and offers its holders an amazing cash back rewards system (5% cash back on eligible online purchases and purchases from restaurants, 2% for department stores and movie theaters purchases and 1% on all other purchases) as well as great signup bonuses.

Card Information


5% cash back for online purchases of eligible products through Upromise.com, for purchases from participating Upromise restaurants, and for online travel purchases from participating partners through Upromise.com.
2% cash back for purchases from department stores and movie theaters.
1% cash back on all other purchases.

Signup Bonus

$25 cash back bonus after the first use of the card within 90 days after opening an account.
0% introductory APR for balance transfers in the first 15 billing cycles.

Annual Fee


Cash Advance APR

25.74% variable according to Prime Rate

Late Payment Fee

Up to $37

Purchases APR

14.49%, 20.49% or 23.49%, based on your credit worthiness.

Pros and Cons


+ Cash back rewards
+ No annual fee
+ 0% introductory APR for balance transfer in the first 15 billing cycles


- High late payment fees
- High cash advance APR
- Higher cash back rewards only for selected products

1 Reviews

Upromise Mastercard Credit Card Overall rating: ★★★★★ 5 based on 1 reviews
5 1

Great card for students

5 5 1
This card is perfect for students, the cash back system is very useful for saving money which can be used for paying college etc. Highly recommended!
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