Picture of the Wells Fargo Secured Visa Credit Card front

Wells Fargo Secured Visa Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-642-4720
  • E-Mail: See Details
  • Mailing Address: Wells Fargo 420 Montgomery Street San Francisco, CA 94104

Wells Fargo Secured Visa Credit Card is designed for those, who wants to build their credit. How does this card work? If you want to use this card, you should provide a security deposit (and it will be your credit limit). You can choose your CL, but it has to be from $100 to $10 000. That’s how you can improve your credit score even if you don’t have any credit history.

Card Information

Rewards

None

Signup Bonus

None

Annual Fee

$25

Cash Advance APR

24.24%

Late Payment Fee

Up to $37

Purchases APR

19.24%

Pros and Cons

Pros

+ Good APR
+ Better than average customer service
+ Great for building creditworthiness

Cons

- No signup bonus
- No rewards
- Annual fee

2 Reviews

Wells Fargo Secured Visa Credit Card Overall rating: ★★★☆☆ 2.5 based on 2 reviews
5 1

Worked good for me

★★★★☆
4 5 1
It's good card. I had no credit history and this card helped me a lot to build my credit. Now I have a card with $15 000 limit and I'm absolutely satisfied.

Regret applying

★☆☆☆☆
1 5 1
My FICO Credit score is 760 but they are keeping me with the secured card. If I had a chance, I would never apply again.
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