Picture of the Westpac Altitude Credit Card front

Westpac Altitude Credit Card Reviews & Info

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Contact Information

  • Telephone: +61 1300 130 961
  • E-Mail: online@westpac.com.au
  • Mailing Address: 275 Kent Street, Sydney NSW 2000

The Westpac Altitude Credit Card offers its holders the possibility to choose between two different point rewards system, as well as to pay low interest in the first year after opening an account and no annual fee if they are already Westpac customers.

Card Information

Rewards

You can choose between two rewards programs:
1) Altitude Rewards: 2 Altitude Points for $1 spent on eligible purchases (holidays, gift cards, premium brand products) and up to 3 bonus points for each dollar spent on purchases at participating Bonus Partners
2) Altitude Quantas: 1 Qantas Point for $1 spent on eligible purchases (travels with Quantas, Jetstar and partner airlines) and 1 bonus point for each dollar spent on selected Quantas products and services

Signup Bonus

No first year fee for existing Westpac customers.
1% purchases APR for up to 1 year after opening an account.
0% APR for balance transfers in the first 16 months after opening an account.

Annual Fee

$100

Cash Advance APR

20.74% variable according to the Prime Rate

Late Payment Fee

$9

Purchases APR

20.24% variable according to the Prime Rate

Pros and Cons

Pros

+ Signup bonuses
+ Low late payment fee
+ Point rewards system

Cons

- High annual fee
- High interest rates
- Point rewards only on selected products

2 Reviews

Westpac Altitude Credit Card Overall rating: ★★★★☆ 4 based on 2 reviews
5 1

many choices but not amazing ones...

★★★☆☆
3 5 1
This card seems to offer you many possibilities at first sight, but if you take a closer look you’ll see they are not so great as you thought at the beginning….Anyway, it’s not a bad card after all.

The only card with 2 rewards systems!

★★★★★
5 5 1
I’ve never had a card which gives you the possibility to choose between 2 different rewards systems! Awesome!
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