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Westpac Altitude Platinum Credit Card Reviews & Info

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Contact Information

  • Telephone: +61 1300 130 961
  • E-Mail: online@westpac.com.au
  • Mailing Address: 275 Kent Street, Sydney NSW 2000

The Westpac Platinum Credit Card offers its holders the opportunity to choose between two point reward systems (Altitude and Quantas points), as well as various signup bonuses, such as 50,000 bonus points and very low interest in the first year after opening an account.

Card Information

Rewards

You can choose between two rewards programs:
1) Altitude Rewards: Up to 2 Altitude Points for $1 spent on eligible purchases
2) Altitude Quantas: Up to 1 Qantas Point for $1 spent on eligible purchases

Signup Bonus

50,000 bonus points when you spend $2500 within 90 days from opening your account.
1% Purchases APR in the first year.
0% APR for balance transfers in the first 16 months.
$0 annual fee in the 1st year for existing Westpac clients.

Annual Fee

$150

Cash Advance APR

20.74% variable according to the Prime Rate

Late Payment Fee

$9

Purchases APR

20.24% variable according to the Prime Rate

Pros and Cons

Pros

+ Point rewards
+ Signup bonuses
+ Low late payment fee

Cons

- High annual fee
- High interest rates
- Points only for eligible purchases

3 Reviews

Westpac Altitude Platinum Credit Card Overall rating: ★★★★☆ 3.6 based on 3 reviews
5 1

Love it so much!

★★★★★
5 5 1
β€œOh my God, this card is amazing, so many signup bonuses!! Also great rewards.”

expensive and not great point rewards

★★☆☆☆
2 5 1
β€œThere are many other better options from Westpac in my view, with greater offers and benefits.”

A good, almost perfect card

★★★★☆
4 5 1
β€œI really like this card, it’s affordable and it offers me many benefits. There are occasionally some troubles with the online system though”
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