Picture of the Westpac Low Rate Credit Card front

Westpac Low Rate Credit Card Reviews & Info

Login Secure Login Apply Application

Contact Information

  • Telephone: +61 2 9293 9270
  • E-Mail: online@westpac.com.au
  • Mailing Address: 275 Kent Street, Sydney NSW 2000

The Westpac Low Rate Credit Card offers its holders various signup bonuses including no interest for the first 55 days after account opening, 0% APR for 16 months on balance transfers, 1.00% purchases APR for up to 1 year from card approval and $0 annual fee in the first year for existing Westpac customers.

Card Information

Rewards

N/A

Signup Bonus

0% APR for 16 months on balance transfers.
1.00% purchases APR for up to 1 year from card approval.
$0 annual fee in the first year for existing Westpac customers.
Interest free for the first 55 days.

Annual Fee

$59

Cash Advance APR

21.49% variable according to the Prime Rate

Late Payment Fee

$9

Purchases APR

13.49% variable according to the Prime Rate

Pros and Cons

Pros

+ Low late payment fee
+ No interest at the beginning
+ Other signup bonuses

Cons

- Annual fee
- High cash advance APR
- No rewards after the first year

3 Reviews

Westpac Low Rate Credit Card Overall rating: ★★★★☆ 4 based on 3 reviews
5 1

Could be better

★★★☆☆
3 5 1
First year is awesome if you have this card, but afterwards it’s not so great anymore – annual fees, interest rates, no rewards…However, they still have a great customer service.

quite good card

★★★★☆
4 5 1
I had many advantages since getting this credit card, I highly recommend it although it gets a bit expensive after the introductory period.

Perfect for me

★★★★★
5 5 1
This card is awesome, particularly in the first year with all the benefits available such as no interest and annual fee.
Show More Reviews
Arrow

Review Westpac Low Rate Credit Card

Name
Review Title
Rating
Review Content

Compare Westpac Low Rate Credit Card

Recently Compared With (by users)

Picture of the J Crew Credit Card frontJ Crew Credit Card Picture of the Wells Fargo Home Rebate Visa Signature Card frontWells Fargo Home Rebate Visa Signature Card Picture of the Priceline Rewards Credit Card frontPriceline Rewards Credit Card Picture of the Dodge Mastercard Credit Card frontDodge Mastercard Credit Card Picture of the Union Plus Credit Card Cash Rewards frontUnion Plus Credit Card Cash Rewards Picture of the Barneys New York Credit Card frontBarneys New York Credit Card Picture of the USAA Cash Rewards American Express Credit Card frontUSAA Cash Rewards American Express Credit Card Picture of the AAA Member Rewards Credit Card frontAAA Member Rewards Credit Card See All Comparisons >>

Compare. Quick. Efficient.

Filed Under

Similar Credit Cards

Related Content