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Zales Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-844-271-2708
  • E-Mail: There is a customer service form on their website that you can fill in for any questions
  • Mailing Address: PO Box 183003, Columbus, OH 43218-3003

Established in 1923, Zales is one of the trusted names in retail jewelry. It offers a broad range of diamond jewelries in classic and modern designs for you or for your special someone.

In addition to diamond jewelries, it also offers a wide range of other jewelry choices.

Card Information


A Zales Credit Card holder enjoys the following benefits:

°Free Standard shipping (3 to 5 business days), valid only for US and US territories

°$50 off on your birthday month

°10% discount on any repair service

°Exclusive email offers with exclusive coupons and jewelry cleaning reminders

°Zero downpayment with any normal Zales promotions

°Zero interest if the balance owed is paid within 6,12, or 18 months.

°9.99% APR instead of the 29.24% if the balanced owed is paid in full within 3 years (36 months)

Signup Bonus


Annual Fee


Cash Advance APR

Annual Percentage Rate (APR) is 29.24%. This rate varies depending on the Prime Rate

Late Payment Fee

Late payment fee is up to $37 USD

Purchases APR

Purchase APR is at 29.24%

2 Reviews

Zales Credit Card Overall rating: ★★★☆☆ 2.5 based on 2 reviews
5 1

Very high interest Rates

2 5 1
This card's interest rate is incredibly high at 29%. Get any other card if you can.

It's an Ok card

3 5 1
The card is not bad as long as you pay it off in like a year or so. Just make sure that you read the fine print.
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