How to Apply to Belk Credit Card

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Belk Credit Card has a lot of positive reviews on internet. What makes this card so special? First of all, card offers a lot of benefits to it’s cardholders. No annual fee, 1 reward point per dollar spent and a $10 certificate after you earned 400 points. You can even make returns without a receipt. So if you are interested in getting this card, we will show you how to do it.

There is not a lot of special requirements for the potential cardholders. It is not a problem if you don’t have an excellent credit. Even more, Belk Credit Card will help you to increase your credit line. But there are several requirements you have to meet if you are going to apply:

You must have valid Social Security Number
Must have at least average credit
Must be 18 years old

Don’t know how to apply for the Belk Credit Card? Belk offers to do it online and it makes the application process much easier.

All you need to do is to follow these simple steps.

Step 1 – Click it. This link will direct you to the Belk’s website. After you are on a right page, click ‘Apply Now’. апплай

Step 2 – You will be asked to complete an application form.

Provide all the information required (all required fields are marked in red).

You have to enter your First and Second Name, your address, your City/State/Zip Code,your Phone number and E-mail address.

After that you will be supposed to declare your annual income and the information about how long you are staying at your current address.

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Step 3 – Verify your identity. Write down your Date of Birth and Social Security Number. After that read the Credit Terms and press ‘I agree‘. Then press ‘Accept and Submit‘.

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When you are done, the system will redirect you to the next page where you will see the result of your application.

Q: Where can my Belk Rewards credit card payments be mailed?

If you want to send your payment via mail, you should use the address Synchrony Bank/Belk P.O. Box 530940, Atlanta, GA 30553-0940 and state your account number on your check.

Q: Do I need to have an excellent credit score so as to apply for Belk Credit Card?

No, there is not a requirement of having an excellent credit score so as to become the potential cardholders. You can have average credit card score in order to be eligible to apply for Belk Credit Card.

Q: Can I return the items that I am not satisfied with?

In case you are not satisfied with your purchase or the item you bought is damaged, you can always make a return. For returns made within 180 days of purchase, Belk refunds the full purchase price to your original form of payment. However, after more than 180 days of purchase, Belk refunds the lowest sale price offered in the last 30 days.

Q: What should I do if I want to close a Belk credit card?

For this occasion, you will need to call customer service at 866-235-5443 and the employee will explain what are your further steps in closing your account. Unfortunately, there is not an option of closing Belk credit cards online.