Central Bank ONLY Card MasterCard Reviews & Info

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Contact Information

Telephone: 573.594.6121
E-Mail: Live chat available
Mailing Address: St. Louis | O'Fallon, IL 350 Hartman Lane, O'Fallon, IL 62269

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The Central Bank ONLY MasterCard is issued by Central Bank and offers its holders a great point rewards system (1X points for each dollar spent on any purchases and 2X points on selected promotional items) as well as a 0% introductory interest-rate in the first 6 months after opening an account.

Card Information

Rewards

1X point for $1 spent.
2X points for certain promotions.

Early Spend Bonus

0% introductory APR in the first 6 months after opening an account

Annual Fee

None

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Pros and Cons

Pros

+ 0% introductory APR

+ No annual fee

+ Point rewards

Cons

- High interest rates after the introductory period

- You can earn 2X points only during certain promotions

- High late payment fee

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5 Reviews

Overall rating: ★★★★☆ based on 5 reviews.

I have had much better

★★★☆☆

“ It’s true that this card offers some reasonable point rewards system, but it’s definitely not the best on the market.”

- Mia

Nice one!

★★★★☆

“ That’s the first card I get from Central Bank and I am far from being disappointed! I recommend it to everyone who wants to enjoy a great cash back system!”

- Audrey

That's the deal!

★★★★★

“ My favorite card ever! Great rewards system and the possibility of not paying interest in the first half a year after you open an account. What could you want more?”

- Logan

Good rewards but high interest

★★★★☆

“ I like this card a lot and am continuously enjoying its benefits, although the interest rates are quite high after the introductory period”

- Zoe

The worst I had

★★☆☆☆

“ I’m sorry to say, but regardless of the fact that this card has a point rewards system, it is often such a difficult process to redeem your money, that it’s not really worthy even to try”

- Caleb

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