Merrill Lynch Credit CardVSCapital One® Secured Mastercard® Credit Card
![]() Merrill Lynch Credit Card |
![]() Capital One® Secured Mastercard® Credit Card |
Reviews |
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4★★★★☆(2) Review Card |
4★★★★☆(3) Review Card |
About |
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Merrill Lynch is the wealth management division of The Bank of America with its main headquarters located in Manhat... Read more about Merrill Lynch Credit Card |
Capital One® Secured Mastercard® Credit Card is issued by Capital One Bank and offers its holders various services ... Read more about Capital One® Secured Mastercard® Credit Card |
Rewards |
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Earn 1 point for every dollar spent. There are no limits to the points, and no expiry date. Air rewards that start at 25,000 points, with no blackout dates. Gift cards and cash backs. Access to Merrill Lynch personalized Travel Advisors and Concierge 24 hours a day, 7 days a week. |
You can have access to a higher credit line after you make your first 5 monthly payments on time. You have zero fraud liability in case your card is lost or stolen. For foreign bank transfers, you don't have to pay any fees. |
Early Spend Bonus |
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None |
An initial credit line of $200 if you provide the initial security refundable deposit of $49, $99 or $200 (based on your creditworthiness) |
Annual Fee |
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None |
None |