Merrill Lynch Credit Card
VS
Zales Credit Card

Merrill Lynch Credit Card

Merrill Lynch Credit Card

Zales Credit Card

Zales Credit Card

Reviews

4★★★★☆(2)
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2.5★★★☆☆(2)
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About

Merrill Lynch is the wealth management division of The Bank of America with its main headquarters  located in Manhat... Read more about Merrill Lynch Credit Card

Established in 1923, Zales is one of the trusted names in retail jewelry. It offers a broad range of diamond jewelrie... Read more about Zales Credit Card

Rewards

Earn 1 point for every dollar spent. There are no limits to the points, and no expiry date.

Air rewards that start at 25,000 points, with no blackout dates.

Gift cards and cash backs.

Access to Merrill Lynch personalized Travel Advisors and Concierge 24 hours a day, 7 days a week.

A Zales Credit Card holder enjoys the following benefits:

°Free Standard shipping (3 to 5 business days), valid only for US and US territories

°$50 off on your birthday month

°10% discount on any repair service

°Exclusive email offers with exclusive coupons and jewelry cleaning reminders

°Zero downpayment with any normal Zales promotions

°Zero interest if the balance owed is paid within 6,12, or 18 months.

°9.99% APR instead of the 29.24% if the balanced owed is paid in full within 3 years (36 months)

Early Spend Bonus

None

None

Annual Fee

None

None

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