Chase Sapphire Preferred Credit Card
VS
Chase Freedom Credit Card

Chase Sapphire Preferred Credit Card

Chase Sapphire Preferred Credit Card

Chase Freedom Credit Card

Chase Freedom Credit Card

Reviews

3★★★☆☆(5)
Review Card
4.7★★★★★(3)
Review Card

About

The Chase Sapphire Preferred Credit Card offers a great point rewards system to its holders (2X points earned on trav... Read more about Chase Sapphire Preferred Credit Card

Chase Freedom Credit Card offers great advantages to its holders. With this card, you will not only earn cash back fr... Read more about Chase Freedom Credit Card

Rewards

You’ll earn 2X points on travel and dining at restaurants and 25% extra value when you redeem for airfare, hotels, car rentals and cruises.
You will not need to pay any foreign transaction fees.

You will get a $150 Bonus after spending $500 on purchases in the first 3 months from the opening of the account and a signup bonus of $25 when you make your first purchase.

You can earn 5% cash back for up to $1,500 in purchases from bonus categories every active quarter and 1% cash back on all other purchases.

Signup Bonus

50,000 bonus points after spending $4,000 on purchases in the first 3 months after opening your account (which equals $625 on travel when redeemed through Chase Ultimate Rewards).
No fee in the first year after opening an account.

$25 at your first purchase within 3 months after opening the account.

Annual Fee

None in the first year, $95 afterwards.

None

Cash Advance APR

25.24% variable according to the Prime Rate

25.24%

Late Payment Fee

Up to $15 in case the balance is less than $100, up to $27 if it is from $100 to less than $250 and up to $37 if it is $250 or more.

Up to $15 if your balance is less than $100, up to $27 if it is from $100 to less than $250 and up to $37 if it is $250 or more.

Purchases APR

16.24%–23.24% variable

0% for the first 15 months and between 14.24% and 23.24% afterwards

Make Another Comparison

Permium Credit Card Offers