Chase Sapphire Preferred Credit Card
VS
New York and Company Credit Card

Chase Sapphire Preferred Credit Card

Chase Sapphire Preferred Credit Card

New York and Company Credit Card

New York and Company Credit Card

Reviews

3★★★☆☆(5)
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1.5★★☆☆☆(2)
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About

The Chase Sapphire Preferred Credit Card offers a great point rewards system to its holders (2X points earned on trav... Read more about Chase Sapphire Preferred Credit Card

New York and Company Credit Card is issued by Comenity Bank. New York City and Company is a nice retail company and ... Read more about New York and Company Credit Card

Rewards

You’ll earn 2X points on travel and dining at restaurants and 25% extra value when you redeem for airfare, hotels, car rentals and cruises.
You will not need to pay any foreign transaction fees.

- $10 rewards each $200 spent (you can combine it with the coupons)
- Special birthday offer
- Free shipping when you use your card
- Special Cardholder's exclusives
- Online account management
- No Annual Fee

Signup Bonus

50,000 bonus points after spending $4,000 on purchases in the first 3 months after opening your account (which equals $625 on travel when redeemed through Chase Ultimate Rewards).
No fee in the first year after opening an account.

None

Annual Fee

None in the first year, $95 afterwards.

None

Cash Advance APR

25.24% variable according to the Prime Rate

N/A

Late Payment Fee

Up to $15 in case the balance is less than $100, up to $27 if it is from $100 to less than $250 and up to $37 if it is $250 or more.

Up to 37$

Purchases APR

16.24%–23.24% variable

25.24%

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