American Express SimplyCash Business Credit Card
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Chase Sapphire Preferred Credit Card

American Express SimplyCash Business Credit Card

American Express SimplyCash Business Credit Card

Chase Sapphire Preferred Credit Card

Chase Sapphire Preferred Credit Card

Reviews

4.5★★★★★(4)
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3★★★☆☆(5)
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About

The American Express SimplyCash Business Credit Card issued by the American Express Centurion Bank is a great option ... Read more about American Express SimplyCash Business Credit Card

The Chase Sapphire Preferred Credit Card offers a great point rewards system to its holders (2X points earned on trav... Read more about Chase Sapphire Preferred Credit Card

Rewards

5% cash back at U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers
3% cash back on a category of your choice from a list of eight categories available including airfares, hotel reservations, U.S. gas stations and more.
1% cash back on all other purchases.

You’ll earn 2X points on travel and dining at restaurants and 25% extra value when you redeem for airfare, hotels, car rentals and cruises.
You will not need to pay any foreign transaction fees.

Signup Bonus

No introductory APR on purchases for the first 9 months.

50,000 bonus points after spending $4,000 on purchases in the first 3 months after opening your account (which equals $625 on travel when redeemed through Chase Ultimate Rewards).
No fee in the first year after opening an account.

Annual Fee

None

None in the first year, $95 afterwards.

Cash Advance APR

21.99% variable according to Prime Rate.

25.24% variable according to the Prime Rate

Late Payment Fee

Up to $38

Up to $15 in case the balance is less than $100, up to $27 if it is from $100 to less than $250 and up to $37 if it is $250 or more.

Purchases APR

12.49%, 17.49% or 19.49%, based on the client’s creditworthiness

16.24%–23.24% variable

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