American Express SimplyCash Business Credit CardVSCiti Prestige Credit Card
![]() American Express SimplyCash Business Credit Card |
![]() Citi Prestige Credit Card |
Reviews |
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4.5★★★★★(4) Review Card |
4.7★★★★★(3) Review Card |
About |
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The American Express SimplyCash Business Credit Card issued by the American Express Centurion Bank is a great option ... Read more about American Express SimplyCash Business Credit Card |
The Citi Prestige Card, issued by Citibank, is a recommended credit card for active travelers who seek to get rewarde... Read more about Citi Prestige Credit Card |
Rewards |
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5% cash back at U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers |
The superior earning potential rewards include 3 points for each dollar spent on purchases at airlines and hotels, 2 points for each dollar spent at restaurants and entertainment locations, and 1 point for each dollar spent on other purchases. |
Signup Bonus |
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No introductory APR on purchases for the first 9 months. |
50,000 points awarded after spending $4,000 in purchases within 3 months after opening your account |
Annual Fee |
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None |
$450 for the primary cardmember and $50 for each authorized user |
Cash Advance APR |
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21.99% variable according to Prime Rate. |
25.49% variable according to the Prime Rate |
Late Payment Fee |
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Up to $38 |
Up to $35 |
Purchases APR |
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12.49%, 17.49% or 19.49%, based on the client’s creditworthiness |
15.49% variable upon the Prime Rate |