Westpac Altitude Credit Card

VS

Citi Secured Mastercard

Westpac Altitude Credit Card

Citi Secured Mastercard

The Westpac Altitude Credit Card offers its holders the possibility to choose between two different point rewards sys... Read more about Westpac Altitude Credit Card

The Citi Secured Mastercard is unlike other credit cards in that it serves the purpose of building a credit history ... Read more about Citi Secured Mastercard

You can choose between two rewards programs:
1) Altitude Rewards: 2 Altitude Points for $1 spent on eligible purchases (holidays, gift cards, premium brand products) and up to 3 bonus points for each dollar spent on purchases at participating Bonus Partners
2) Altitude Quantas: 1 Qantas Point for $1 spent on eligible purchases (travels with Quantas, Jetstar and partner airlines) and 1 bonus point for each dollar spent on selected Quantas products and services

No rewards, this card is used to build credit.

No first year fee for existing Westpac customers.
1% purchases APR for up to 1 year after opening an account.
0% APR for balance transfers in the first 16 months after opening an account.

None

$100

None, but security deposit of at least $200 is required.