Westpac Altitude Credit Card

VS

Wells Fargo Propel 365 American Express Card

Westpac Altitude Credit Card

Wells Fargo Propel 365 American Express Card

The Westpac Altitude Credit Card offers its holders the possibility to choose between two different point rewards sys... Read more about Westpac Altitude Credit Card

The Wells Fargo Propel 365 American Express Card is issued by the Wells Fargo Bank. This card offers rich point rewar... Read more about Wells Fargo Propel 365 American Express Card

You can choose between two rewards programs:
1) Altitude Rewards: 2 Altitude Points for $1 spent on eligible purchases (holidays, gift cards, premium brand products) and up to 3 bonus points for each dollar spent on purchases at participating Bonus Partners
2) Altitude Quantas: 1 Qantas Point for $1 spent on eligible purchases (travels with Quantas, Jetstar and partner airlines) and 1 bonus point for each dollar spent on selected Quantas products and services

Annual bonus of 10%, 25%, or 50% on non-bonus rewards points upon maintaining a qualifying consumer account such as Wells Fargo Checking or Savings Account, or PMA® Package.

You will get 3 points for each $1 spent at U.S. gas stations, 2 points for each $1 spent at U.S. restaurants and 1 point for each $1 spent for other net purchases.

No expiration deadline for the earned points.

No first year fee for existing Westpac customers.
1% purchases APR for up to 1 year after opening an account.
0% APR for balance transfers in the first 16 months after opening an account.

20,000 bonus points upon $3,000 spent in net purchases during the first 3 months.

$100

No annual fee for the first 12 months of account opening. Only $45 after the first year of membership.