Westpac Altitude Credit Card
VS
Central Bank ONLY Card MasterCard

Westpac Altitude Credit Card

Westpac Altitude Credit Card

Central Bank ONLY Card MasterCard

Central Bank ONLY Card MasterCard

Reviews

4★★★★☆(2)
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3.6★★★★☆(5)
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About

The Westpac Altitude Credit Card offers its holders the possibility to choose between two different point rewards sys... Read more about Westpac Altitude Credit Card

The Central Bank ONLY MasterCard is issued by Central Bank and offers its holders a great point rewards system (1X po... Read more about Central Bank ONLY Card MasterCard

Rewards

You can choose between two rewards programs:
1) Altitude Rewards: 2 Altitude Points for $1 spent on eligible purchases (holidays, gift cards, premium brand products) and up to 3 bonus points for each dollar spent on purchases at participating Bonus Partners
2) Altitude Quantas: 1 Qantas Point for $1 spent on eligible purchases (travels with Quantas, Jetstar and partner airlines) and 1 bonus point for each dollar spent on selected Quantas products and services

1X point for $1 spent.
2X points for certain promotions.

Signup Bonus

No first year fee for existing Westpac customers.
1% purchases APR for up to 1 year after opening an account.
0% APR for balance transfers in the first 16 months after opening an account.

0% introductory APR in the first 6 months after opening an account

Annual Fee

$100

None

Cash Advance APR

20.74% variable according to the Prime Rate

25.24% variable according to Prime Rate

Late Payment Fee

$9

Up to $25

Purchases APR

20.24% variable according to the Prime Rate

9.24% to 21.24%, based on your creditworthiness.

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