Westpac Altitude Platinum Credit Card
VS
Capital One® Secured Mastercard® Credit Card

Westpac Altitude Platinum Credit Card

Westpac Altitude Platinum Credit Card

Capital One® Secured Mastercard® Credit Card

Capital One® Secured Mastercard® Credit Card

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4★★★★☆(3)
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About

The Westpac Platinum Credit Card offers its holders the opportunity to choose between two point reward systems (Altit... Read more about Westpac Altitude Platinum Credit Card

Capital One® Secured Mastercard® Credit Card is issued by Capital One Bank and offers its holders various services ... Read more about Capital One® Secured Mastercard® Credit Card

Rewards

You can choose between two rewards programs:
1) Altitude Rewards: Up to 2 Altitude Points for $1 spent on eligible purchases
2) Altitude Quantas: Up to 1 Qantas Point for $1 spent on eligible purchases

You can have access to a higher credit line after you make your first 5 monthly payments on time.

You have zero fraud liability in case your card is lost or stolen.
You get extended warranty, travel accident insurance, auto rental insurance, and 24 hours travel assistance services.

For foreign bank transfers, you don't have to pay any fees.

Early Spend Bonus

50,000 bonus points when you spend $2500 within 90 days from opening your account.
1% Purchases APR in the first year.
0% APR for balance transfers in the first 16 months.
$0 annual fee in the 1st year for existing Westpac clients.

An initial credit line of $200 if you provide the initial security refundable deposit of $49, $99 or $200 (based on your creditworthiness)

Annual Fee

$150

None

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