American Express Morgan Stanley Credit Card

VS

Westpac Altitude Credit Card

American Express Morgan Stanley Credit Card

Westpac Altitude Credit Card

The Morgan Stanley Credit Card issued by the American Express Bank is available to American Express clients who alrea... Read more about American Express Morgan Stanley Credit Card

The Westpac Altitude Credit Card offers its holders the possibility to choose between two different point rewards sys... Read more about Westpac Altitude Credit Card

2x points for each dollar spent on airfare purchased directly from airlines.
2x points for each dollar spent on purchases at US restaurants.
2x points for each dollar spent on purchases at selected US department stores.
2x points for each dollar spent on car rentals purchased directly from select car rental companies.
1x points for all other eligible purchases.

You can choose between two rewards programs:
1) Altitude Rewards: 2 Altitude Points for $1 spent on eligible purchases (holidays, gift cards, premium brand products) and up to 3 bonus points for each dollar spent on purchases at participating Bonus Partners
2) Altitude Quantas: 1 Qantas Point for $1 spent on eligible purchases (travels with Quantas, Jetstar and partner airlines) and 1 bonus point for each dollar spent on selected Quantas products and services

10, 000 membership reward points after spending $1, 000 in purchases during the first three months.

No first year fee for existing Westpac customers.
1% purchases APR for up to 1 year after opening an account.
0% APR for balance transfers in the first 16 months after opening an account.

None

$100