American Express Morgan Stanley Credit Card

VS

Zales Credit Card

American Express Morgan Stanley Credit Card

Zales Credit Card

The Morgan Stanley Credit Card issued by the American Express Bank is available to American Express clients who alrea... Read more about American Express Morgan Stanley Credit Card

Established in 1923, Zales is one of the trusted names in retail jewelry. It offers a broad range of diamond jewelrie... Read more about Zales Credit Card

2x points for each dollar spent on airfare purchased directly from airlines.
2x points for each dollar spent on purchases at US restaurants.
2x points for each dollar spent on purchases at selected US department stores.
2x points for each dollar spent on car rentals purchased directly from select car rental companies.
1x points for all other eligible purchases.

A Zales Credit Card holder enjoys the following benefits:

°Free Standard shipping (3 to 5 business days), valid only for US and US territories

°$50 off on your birthday month

°10% discount on any repair service

°Exclusive email offers with exclusive coupons and jewelry cleaning reminders

°Zero downpayment with any normal Zales promotions

°Zero interest if the balance owed is paid within 6,12, or 18 months.

°9.99% APR instead of the 29.24% if the balanced owed is paid in full within 3 years (36 months)

10, 000 membership reward points after spending $1, 000 in purchases during the first three months.

None

None

None