Starwood Preferred Amex Credit Card
VS
Capital One Secured Credit Card

Starwood Preferred Amex Credit Card

Starwood Preferred Amex Credit Card

Capital One Secured Credit Card

Capital One Secured Credit Card

Reviews

☆☆☆☆☆ 4★★★★☆(3)
Review Card

About

The Starwood Preferred Guest Credit Card from American Express offers 25,000 bonus starpoints after you use your new ... Read more about Starwood Preferred Amex Credit Card

Capital One Secured Credit Card is issued by Capital One Bank and offers its holders various services such as extend... Read more about Capital One Secured Credit Card

Rewards

Up to 5 Starpoints for every dollar of eligible purchases at participating Starwood hotels.
2 Starpoints for every dollar of eligible purchases on the Card at participating Marriott Rewards hotels.
1 Starpoint for all other eligible purchases.
Redeem Starpoints for free nights at any of Starwood's 11 distinct brands including St. Regis, The Luxury Collection, W Hotels, Le Méridien, Westin, Sheraton, Aloft, Element Hotels, Four Points by Sheraton, Tribute Portfolio and Design Hotels.

You can have access to a higher credit line after you make your first 5 monthly payments on time.

You have zero fraud liability in case your card is lost or stolen.
You get extended warranty, travel accident insurance, auto rental insurance, and 24 hours travel assistance services.

For foreign bank transfers, you don't have to pay any fees.

Signup Bonus

25,000 bonus Starpoints after you use your new Card to make $3,000 in purchases within the first 3 months

An initial credit line of $200 if you provide the initial security refundable deposit of $49, $99 or $200 (based on your creditworthiness)

Annual Fee

$0 intro annual fee for the first year (then $95)

None

Cash Advance APR

25.99%. Variable with the market based on the Prime Rate.

24.99% variable based on the Prime Rate

Late Payment Fee

Up to $38

Up to $35

Purchases APR

15.99% to 19.99%, based on your creditworthiness and other factors as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.

24.99%

Make Another Comparison

Permium Credit Card Offers