Starwood Preferred Amex Credit Card
VS
Discover it Student Credit Card

Starwood Preferred Amex Credit Card

Starwood Preferred Amex Credit Card

Discover it Student Credit Card

Discover it Student Credit Card

Reviews

☆☆☆☆☆ 4★★★★☆(2)
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About

The Starwood Preferred Guest Credit Card from American Express offers 25,000 bonus starpoints after you use your new ... Read more about Starwood Preferred Amex Credit Card

The Discover It Student Credit Card is a perfect card for students, offering generous cash back rewards (5% cash back... Read more about Discover it Student Credit Card

Rewards

Up to 5 Starpoints for every dollar of eligible purchases at participating Starwood hotels.
2 Starpoints for every dollar of eligible purchases on the Card at participating Marriott Rewards hotels.
1 Starpoint for all other eligible purchases.
Redeem Starpoints for free nights at any of Starwood's 11 distinct brands including St. Regis, The Luxury Collection, W Hotels, Le Méridien, Westin, Sheraton, Aloft, Element Hotels, Four Points by Sheraton, Tribute Portfolio and Design Hotels.

You’ll get 2% cash back at gas stations and restaurants and 1% cash back on all other purchases.

Signup Bonus

25,000 bonus Starpoints after you use your new Card to make $3,000 in purchases within the first 3 months

0% Intro Purchases APR in the first 6 months after opening an account.

Annual Fee

$0 intro annual fee for the first year (then $95)

None

Cash Advance APR

25.99%. Variable with the market based on the Prime Rate.

25.24%

Late Payment Fee

Up to $38

None for the first time you pay late and up to $37 after that.

Purchases APR

15.99% to 19.99%, based on your creditworthiness and other factors as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.

0% Intro APR in the first 6 months after opening an account and between 13.24% and 22.24% afterwards.

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