How to Apply for a Costco Credit Card

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What better way to pay for your shopping in Costco than a Citi Costco Card. Use the Costco card and enjoy benefits as well as cash back rewards on your Costco purchases.

Use the guide below on the requirements as well as how to apply for a Costco Citi Card.

If you are one of the thousands of people who love shopping at Costco ( and who doesn’t), then getting a Costco credit card might be something that you want to do.

With 0% APR, and a lot of benefits to enjoy, including a 4% cash back from your Costco purchases, it’s a card that you want to further your shopping experience at Costco.

If you are interested in applying for the Citi Costco card, and is curious to know what are the requirements for the card, then read on:

To be eligible for a Costco Card, you need the following requirements:

You need to have a Costco membership number. In addition to this, this membership must be maintained so that you can redeem your cash back points from your Costco purchases.
You must be 18 years old or older to qualify
You need a Social Security Number
And lastly, you need a valid address

Step 1: If you want to apply for a Costco credit card, the first thing that you should do is to go to the Costco webpage.

Once you are there, you will see two choices: One is for a personal credit card, and the other a business card, choose the one for the personal credit card.

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Step 2: Enter your Costco membership number. You NEED to be a Costco member to apply for this card. Additionally, you also need to maintain your membership to redeem the Costco cash rewards earned by using the card.

Enter the information needed such as your name, address telephone number, email and so on.

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Step 3: Scroll down to the bottom of the page, and click on the I agree button and click SUBMIT, and follow the remaining prompts.

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Q: How can my Costco Cash Rewards be redeemed?

Your reward is distributed annually and that annual reward period is based on January through December billing statements in the form of a credit card reward certificate. You may choose to redeem only a part of the certificate for merchandise. The remaining balance will be received in cash at the Costco warehouse register and those requests should be fulfilled in the form of a check. Your credit card reward certificate must be redeemed in person.

Q: How can I become a Costco member?

The easiest way to apply for a membership is to visit the store, bring your usual personal identification and the employee will ask you for your membership card. Once you tell him/her that you want to apply for a membership card, he/she will lead you and give you the information about how to get it. There are three membership levels. A Gold Star Membership for $55 annually gives you a card for shopping at the Costco warehouse. A Business Membership costs the same and it is good for businessmen, since they get a chance to resell products you purchase at Costco. An Executive Membership costs $110 and gives you additional discounts and advantages like free roadside assistance. A membership card can be applied for online by visiting Costco.com. Within 10 days, the membership card will be sent to you by mail. If you want to apply for a membership card by mail, you need to call Costco at 1-800-774-2678 and ask them to send you a membership form.