First Premier Credit Card Reviews & Info

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Contact Information

Telephone: 1-800-987-5521
E-Mail: N/A
Mailing Address: First PREMIER Bank PO Box 5524 Sioux Falls, SD 57117-5524

I own it! ;) 364

Join others who state they own this card.

First Premier Bank is a large card-issuing American company located in South Dakota. The First Premier Bank targets consumers with really bad credit. First Premier Credit Card will be the perfect choice for the people with the lowest credit scores.

Rewards

- Simple application process;
- You can use your card everywhere MasterCard® cards are accepted;
- Good credit is not required;
- Quick service. You will get an answer in 60 seconds.

Early Spend Bonus

N/A

Annual Fee

If your credit fee is $300, your annual fee will be $75 first year. After that $45 annually.
If your credit fee is $400, your annual fee will be $100 first year. After that $45 annually.
If your credit fee is $500, your annual fee will be $125 first year. After that $49 annually.

CreditSpot's CardScore Submit Review

60

Pros

+ Usable anywhere MasterCard is approved

+ Good for building credit

+ Quick & efficient service

Cons

- High APR

- No signup bonus

- Need to pay annual fee

Overall rating: ★★★☆☆ based on 5 reviews.

Hidden fees

★☆☆☆☆

“ If you read it, DON'T ever purchase this card! A lot of hidden fees and charges, it doesn't worth the money.”

- Jerry

Too much fees

★★★☆☆

“ Good for people with bad credit, but fees are the way too high.”

- Gregory

Satisfied.

★★★★☆

“ I don't know why everyone hates this bank and this card especially. Yes, there are a lot of fees and they are really high, but it can help you even if you have bad credit score. Of course, you have to pay for everything. And they don't hide the fees, you should better be more attentive before applying, they have all the information on their web site.”

- Franz Bleuber

Very bad experience

★★☆☆☆

“ I regret buying this card without reading any reviews before. You have to pay $95 only for applying and there are a lot of different fees everywhere! Now I understand why this card is hated so much.”

- Yana