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Once and for all, any credit repair suggestions?


(@eli653)
Active Member
Joined: 9 years ago
Posts: 5
Topic starter  

Hey people, I’m rather desperate, my credit history, credit worthiness etc. are rather bad, I had a recurrent history of unemployment and other issues, any suggestions to improve this??

Please let me know as soon as you can, at the moment it’s impossible to ask for loans and I’d really really need one!

 

Many thanks


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(@bob61)
Active Member
Joined: 9 years ago
Posts: 8
 

Hey. Don’t despair, there are many options around. For example, there are specific cards which help you rebuild your credit, such as Credit One (that’s the one I have and it truly helped me in this regard) or various ones from Capitol One and Wells Fargo.

If I were you, I’d contact these banks and ask their assistance. I’m sure they’ll give your great advises! 

Just be sincere with them, give them all your data, and solutions will definitely be found. 


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(@isaac)
New Member
Joined: 9 years ago
Posts: 4
 

 Definitely, this is the holy trinity of banks which offer you cards that can help you repair your credit – Wells Fargo, Capitol One and Credit One. Only problem’s that they have so many credit cards it’s sometimes difficult to know where to choose from. SO take your time, and gather a lot of information before you commit to any of time!

 


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(@kennyr2)
Active Member
Joined: 9 years ago
Posts: 6
 

Hi, there is very useful information about this on Credit Spot’s blog ( https://creditspot.org/blog), check out the category ‘Negotiating and Repairing Credit’

I learned so many things from there, these guys are amazing!


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(@milly21)
Active Member
Joined: 9 years ago
Posts: 5
 

Hello, you could also try to open some extra-bank accounts (like 2 or 3 more), some are very easy to get in such situations (such as Capital One or Household Bank), and like this you could definitely improve your credit very quickly and thus have the possibility to ask for more substantial loans from prestigious banks in the future


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(@eli653)
Active Member
Joined: 9 years ago
Posts: 5
Topic starter  

Thank you very much for all these advises, I'll definitely take them into consideration! I've also read the articles on this site's blog, they are indeed very informative. I truly hope my situation will improve soon


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